Autumn Sun Alpacas - Logo

We help you with Financing

------------------------------------------------
Credit Card & Paypal are accepted!

------------------------------------------------ 

Financing is possible and can be used in conjunction with package discounts (alpacas, breedings, and combinations).  We can offer flexible payment plans for what works for you.  We have several 'standard plans', based on a deposit and determined payment schedule. Have a proposal?  Just write or call us.


Unless otherwise noted below or in the contract*, these are the fundamentals of our financing: 

Payments are non-refundable and at 3.3% simple interest.  Monthly, quarterly, or balloon payments are possible after deposit paid at contract signing.  Transportation / vet exam /CVI costs are the responsibility of the buyer unless specified, but we can help make arrangements.   We will always try to help transport locally.  In all cases, 30 days free agisting is provided, with daily cost of $4/alpaca/day afterwards at which time the buyer will enter into separate agisting contract for the longer stay.


Standard plans are shown below.  Specially tailored financing is possible; please contact us.

$500 and below - non-refundable 50% down at contract and remaining 50% paid at possession.

$500 - $1500^ – 0% interest 6-month financing available with a minimum 33% down due at contract signing and balance paid before transport from the farm.  The buyer pays ARI transfer costs.

$1500 - $2500 – 3.3% interest 1-year financing available with a minimum 33% down due at contract signing and balance paid before transport from the farm.  Autumn Sun Alpacas will pay ARI transfer costs of this alpaca when the payment is completed.

$2500 - $4500 – 3.3% simple interest/2-year financing is possible with monthly, quarterly, or balloon payments after a minimum of 25% down paid at the contract signing .  The alpaca will remain at ASA until 50% or more of the price is paid. Before transport from the farm, the buyer will need to secure mortality insurance with Autumn Sun Alpacas listed as the recipient.  Autumn Sun Alpacas will pay ARI transfer costs of this alpaca when the payment is completed.

$4500 and higher – contact us to determine the best financing with you.  Need to remember to keep the commitment and hassle of payments and fees at a minimum?  Then, quarterly or balloon payments are your thing!  Want to avoid agisting dues and financing interest?  We can tailor a special payment plan involving larger single payments such as at the down, and at periodic events.  Like the trust and comfort of set plan?  We can establish a monthly plan of the same payment.  We can make this comfortable for you and your finances!

 

Special financing:

Breeding Packages – 1-year low interest plans are available

Pregnant Dams within 60 days of due date – 3.3% interest non-refundable 33% down payment due at contract signing, 33% due at cria birth, 33% remaining balance due before transportation.  Dam and will be boarded free for 30 days after the birth.   If a longer payment plan is desired, we can build in those benefits too!

Bred-Dam Status Verification plan – 3.3% interest non-refundable 33% down payment due at contract signing, 33% due at ultrasound confirmation (~6 weeks), 33% remaining balance due at 90 days bred.  Note: our breeding contracts generally provide free agisting of 90 days after the breeding. 

 

* Contract information supercedes this information.  Please review your contract.
^ Chute fee and/or agisting costs may be applied if breeding warranties are exercised. 

A note on breeding warranties – regardless of payment plan, all stipulations will be in the contract.  In many cases breeding warranties apply, but in some cases such as greatly reduced prices and/or fiber animals, limited or no warranties will be provided and/or costs such as chute fees or agisting will be applied.

Updated February 22, 2015